1. Something unexpected and not attributable to person concerned. LIC v. Hira Lal, (2011) 14 SCC 445: (2012) 4 SCC (Civ) 964.  2. The event or accident must be of a kind which does not happen in the ordinary course of things if those who have the management and control use due care. syad Akbar v. State of Karnataka, (1980) 1 SCC 30: 1980 SCC (Cri) 59.3. An Unlooked for mishap or an untoward event which is not expected or designed should be construed as falling within the definition of an "accident". param pal singh v. National Insurance Co., (2013) 3 SCC 409: (2013) 1 SCC (L&S) 609: (2013) 3 SCC (Cri) 195: (2013) 2 SCC (Cri) 161. 4. An inevitable accident is, according to the law laid down in the case of The marpesia, that which cannot be avoided by the exercise of ordinary care and caution and maritime skill. The Merchant Prince, [1892]. 5. The event or accident must be of a kind which dose not happen in the ordinary course of things if those who have the management and control use due care. Syad Akbar v. State of Karnataka, (1980) 1 SCC 30: 1980 SCC (Cri) 59. 6. An extraordinary incident; something not excepted. [Whart.]7. The popular and ordinary sense of the word "accident" means the mishap or an untoward happening not expected and designed to have an occurrence is an accident. ESI Corpn. v. Francis De Costa, 1993 Supp (4) SCC 100: 1994 SCc (L&S) 195. 8. An accident is not the same as an occurrence,but something that happens out of the normal  or ordinary course of thigs. An effect is said to be accidental when the act is not done with the intention of causing it, and its occurrence as a consequence of such act is not so prudence ought, under the circumstances in wich it is done, to take reasonable precautions aginst it. Sukhdev Singh v. Delhi State (Govt.of NCT of Delhi), (2003) 7 SCC 441.